Cheap car insurance in Los Angeles, CA

Located in California State, Los Angeles is among the most populated and congested metropolitan areas in the world.in addition, LA is the home of several music and movie production companies, the yearly Academy Awards and Hollywood. This city is famous for its beaches, crowded freeways and food. All these factors make the city and exciting place to visit thus attracting many drivers. As a result of the high number of drivers, high rates of crime and accidents, the rates of car insurance in LA are much higher than the rates of most cities. Therefore, drivers in Los Angeles need extra information concerning the local traffic laws. In addition, it’s also important for the residents of this city to know about the auto insurance requirements and the laws of the state. This article will help you learn about all the necessary information about auto insurance in Los Angeles.

Los Angeles Car Insurance Information

The city of Los Angeles at the third position in a list with cities that have the most expensive rates of car insurance in California State. As a matter of fact, vehicle owners in LA pay 0.6 or 60% more in auto insurance premiums than the auto insurance average of the state and 2.5 times/ 250% more than national average.

The annual average rates of auto insurance in LA is approximately $2,257/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.

The table below clearly shows the average auto insurance cost of Los Angeles, California State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Los Angeles

In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Los Angeles. It’s also worth noting that the rates of car insurance tend to vary based on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in LA, the highest auto insurance quote was 250% or $2,730 as compared to the cheapest auto insurance firm’s quote that was $1,137. Therefore, we highly recommend that you obtain auto insurance quotes from a minimum of 3 car insurance firms so that you can make a comparison on their rates.

To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in LA together with their annual auto insurance rates in the table below.

Rank Car Insurance Company Annual Insurance Rate
1 Bristol West $2730
2 Kemper Specialty $2518
3 Unitrin $1753
4 Progressive $1674
5 Allied $1633
6 Grange $1357
7 Century National $1162
8 Nationwide $1137

Los Angeles Car Insurance Rate by Zip Code

In the above table, we’ve recorded data to compare various rates of car insurance rate in LA by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes. For instance, the average auto insurance rate in LA for the male driver with an age of 30 is 41667 for 90277 zip code. On the other hand, the average auto insurance rate for a similar driver is $2186 for 90403 zip code. We can evidently sea that there is an increase in price per year by about $559 when there is change in zip codes in the city of LA. It’s therefore important to select the appropriate zip code so that you can obtain the cheapest auto insurance rate in LA. Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Los Angeles.

LA Zip Code Gender Age Average Rate($) Lowest($) Highest($)
90505 Male $30 1760 1076 2172
90278 Male $30 1715 1180 2110
90275 Male $30 1806 1294 2285
90274 Male $30 1802 1226 2319
91101 Male $30 1954 1300 2611
90266 Male $30 1706 1233 2053
90404 Male $30 2179 1452 2801
90277 Male $30 1667 1228 2073
90403 Male $30 2186 1373 2760
90405 Male 30 2064 1461 2611

Los Angeles CAR INSURANCE RATES BY AGE

Age Women ($) Men ($)
70 1672 $1,667
60 1672 $1,667
50 1759 $1,748
40 1899 $1,872
30 2094 $2,064
20 3934 $4,811

The table below contains data that compares the rate of auto insurance in LA for both gender and various age groups. We’re attempting to give an explanation of how the rates of auto insurance depends on the gender and how they change with the driver’s age. For instance, the average auto insurance rate in LA for male drivers aged 20 year is $4,811. Contrarily, the average rate of insurance for women within the same age group decreases to reach $3,934. In addition, the car insurance rate for a female and male driver with 30 years of age is almost similar costing about $2,060 / year.

We can clearly see a huge decrease in price ($2,750/ year) while the age range of the driver moves from 20 years to 30 years. In addition, in LA auto insurance quotes within the age range of 30 to 70 becomes stable coting approximately $1,700 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in LA.

MINIMUM CAR INSURANCE REQUIREMENT IN Los Angeles

Insurance type LA minimum requirement
Underinsured/ uninsured motorist property optional
Underinsured/ uninsured motorist bodily injury optional
Property damage $5000/accident
Bodily injury liability (per accident/person) $30000/ accident or $15000/ person

LA requires car insurance with the minimum protection from bodily injury of $15000 for every person to $30000 for every accident as well as $5000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you the cheap car insurance company based on your specific Zip code.

Top car insurance agents in Los Angeles

Levi Luna

4215 Wall St #2Los Angeles, CA 90011

+1 818-938-2918

Isaac and Lily

11503 W Olympic Blvd #281Los Angeles, CA 90064

+1 424-523-5756

Dylan and Zoey

3370 Percy St #29Los Angeles, CA 90023

+1 424-353-3287

Wyatt Riley

1304 Cole Ave #28Los Angeles, CA 90038

+1 213-319-6105

Carter Penelope

3514 Overland Ave #12Los Angeles, CA 90034

+1 858-264-0185

Ethan Joseph

1225 South La Brea Ave #38Los Angeles, CA 90019

+1 424-523-5756

Elijah Oliver

1810 Overland Ave #7Los Angeles, CA 90025

+1 747-247-9506

Kelly Farmington

E 2nd St #29Los Angeles, CA 90013

+1 818-975-3962

Los Angeles CA DEMOGRAPHY

Getting to Know Los Angles California

Los Angeles, formally the City of Los Angeles and also usually recognized by its initials L.A., is one of the most heavily populated city in The golden state; the 2nd most heavily populated city in the USA, after New York City City; as well as the third-most populated city in The United States and Canada, after Mexico City and also New York City City. With an approximated populace of virtually 4 million individuals, Los Angeles is the social, economic, and also mall of Southern The golden state. The city is recognized for its Mediterranean-like environment, ethnic variety, Hollywood, the show business, and also its vast city. The city, which covers regarding 469 square miles (1,210 km2), is the region seat of Los Angeles Region, one of the most heavily populated area in the USA. The Los Angeles city (MSA) is the second-largest city in the country with a populace of 13.1 million individuals. The Greater Los Angeles city (CSA) is the second-most heavily populated CSA city with a 2015 price quote of 18.7 million individuals.
  • Population 3,792,621
  • Population Density 8,092/sq mi
  • Latitude 34°03′N
  • Longitude 118°15′W
  • Land Area 468.67 sq mi
  • Area code 213/323, 310/424, 747/818