San Diego Car Insurance Information
The city of San Diego stands at the 13th position in a list with cities that have the most expensive rates of car insurance in California State. As a matter of fact, vehicle owners in this city pay 0.3 times or 30% more in auto insurance premiums than the auto insurance average of the state and 2 times/ 200% more than national average.
The annual average rates of auto insurance in the city of San Diego is approximately $1,950/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.
The table below clearly shows the average auto insurance cost of San Diego, California State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN San Diego
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in San Diego. It’s also worth noting that the rates of car insurance tend to vary based on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in the city of San Diego, the highest auto insurance quote was 300% or $3,792 as compared to the cheapest auto insurance firm’s quote that was $1,252. Therefore, we highly recommend that you obtain auto insurance quotes from a minimum of 3 car insurance firms so that you can make a comparison on their rates.
To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in the city of San Diego together with their annual auto insurance rates in the table below.
| Rank | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Bristol West | $3,792 |
| 2 | Kemper Specialty | $2,796 |
| 3 | Unitrin | $2,064 |
| 4 | Allied | $1,956 |
| 5 | Century National | $1,656 |
| 6 | Progressive | $1,623 |
| 7 | Grange | $1,572 |
| 8 | Nationwide | $1,272 |
San Diego Car Insurance Rate by Zip Code
In the above table, we’ve recorded data to help you compare various rates of car insurance rate in the city of San Diego by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes. For instance, the average auto insurance rate in the city of San Diego for the male driver with an age of 30 years is $1441 for 92131 zip code. On the other hand, the average auto insurance rate for a similar driver is $1593 for 92101 zip code. We can evidently sea that there is an increase in price per year by about $152 when there is change in zip codes in the city of San Diego. It’s therefore important to select the appropriate zip code so that you can obtain the cheapest auto insurance rate in the city of San Diego. Luckily, this is specifically what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheapest auto insurance in San Diego.
| San Diego Zip Codes | Gender | Age | Average Rate($) | Lowest($) | Highest($) |
|---|---|---|---|---|---|
| 92007 | Male | $30 | 1479 | 926 | 1911 |
| 92103 | Male | $30 | 1506 | 1032 | 1877 |
| 92024 | Male | $30 | 1472 | 1049 | 1790 |
| 92131 | Male | $30 | 1441 | 1004 | 1699 |
| 92075 | Male | $30 | 1504 | 1039 | 1866 |
| 92127 | Male | $30 | 1499 | 1049 | 1807 |
| 92037 | Male | $30 | 1507 | 1087 | 1823 |
| 92101 | Male | $30 | 1593 | 1253 | 1925 |
| 92121 | Male | $30 | 1535 | 1067 | 1916 |
| 92130 | Male | $30 | 1495 | 945 | 1847 |
San Diego CAR INSURANCE RATES BY AGE
| Age | Women | Men |
|---|---|---|
| 70 | 1301 | $1,295 |
| 60 | 1203 | $1,205 |
| 50 | 1271 | $1,265 |
| 40 | 1368 | $1,351 |
| 30 | 1513 | $1,495 |
| 20 | 2811 | $3,458 |
The table below contains data that compares the rate of auto insurance in the city of San Diego for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance depends on the gender and how they change with the driver’s age. For instance, the average auto insurance rate in the city of San Diego for male drivers aged 20 years is $3,458. Contrarily, the average rate of insurance for women within the same age group decreases to reach $2,811. In addition, the car insurance rate for a female and male driver with 30 years of age is almost similar costing about $1,500 / year.
We can clearly see a huge decrease in price ($1,950/ year) while the age range of the driver moves form 20 years to 30 years. In addition, in the city of San Diego the quotes of auto insurance within the age range of 30 to 70 becomes stable costing approximately $1,300 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rates in the city of San Diego.
